Wednesday
February 22, 2012
1 Year Closed : 2.75 %
3 Year Closed : 2.79 %
5 Year Closed : 3.19 %
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News
The Vernon Public Art Gallery
The Vernon Public Art Galleryhttp://www.vernonpublicartgallery.comI went for a guided tour of The Vernon Public Art Gallery with my Rotary club a few weeks ago.What an absolute pleasure and joy it was to see all the incredible art, as well our tour guide Lubos enlightened us with his vast knowledge.If yo ...
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Tasty BBQ Marinades
"The key to good barbecuing is having a sauce that can cover up your mistakes"Like many of you I enjoy BBQ all year round, but it is at this time of year I really like to kick it into gear and find new recipes and ways to add variety and flavor to BBQ cooking.With this in mind I would like to share two tasty marinades for your barbecuing p ...
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Downtown Murals of Vernon, British Columbia
Downtown Murals of Vernon, British ColumbiaVernon BC has a population of 36,000.Surrounded by 3 lakes Vernon BC is the commercial hub of the North Okanagan.Year round recreational opportunities make Vernon BC an attractive location for residents and tourists.Vernon's historic downtown boasts many local and unique businesses to meet all ...
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12 Secrets for Reducing Stress and Increasing Peace of Mind
I was talking with a good friend and business partner of mine the other day, who is a little older and a little wiser than myself.(please don't tell him I said he is wiser) He has been quite successful in his career.His philosophy has always been:Love what you do, ...
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Survey results good news for mortgage industry
Good News for Mortgage IndustryA recent study of a representative sample of Canadians conducted by TNS Canada for TMG The Mortgage Group found that 66% of homeowners currently have a mortgage on their principle residence. Of those, 22% are planning to renovate in the next 12 months using their home equity and will likely use the services of a ...
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Mortgage Lending for Self-Employed in Jeopardy
Mortgage Lending for Self-Employed in JeopardyRecently
there has been a disturbing rumour circulating with regard to a report issued
by the Office of the Superintendent of Financial Institutions (OFSI). That
report suggests that lenders are too loose with their guidelines with regard to
the Business for Self "stated income" programs. Because of ...
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5 Tips for Home Buyers
5 Tips for Home Buyers
Get pre-approved for a mortgage before you make an offer. When you are trying to buy a house in a competitive market, your offer to purchase should contain as few conditions as possible. An offer that is conditional on obtaining financin ...
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Are low fixed rates here to stay?
Are Low Fixed Rates Here to Stay?Fixed rates are at an all-time low and will likely stay low for some time to come. Some analysts predict that rates will remain stable through 2012 and perhaps well into 2013. Avery Shenfield, economist with CIBC wrote recently that current low fixed rates and the state of the bond market with low yields may b ...
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Study Shows Renters Could Drive 12% Increase in Homeownership In Next Two Years
Renters' strength and quality differentiate Canadians from US: expertVancouver, BC - In a recent online study conducted by TNS Canada for TMG The Mortgage Group Canada, results showed just under one third of Canadian renters are planning to buy real estate within the next 2 years; equivalent to a potential increase of 12% in demand for homeowne ...
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Stable Forecast for BC Housing Market
The British Columbia Real Estate Association (BCREA) released its 2012 First Quarter Housing Forecast Update today.
Modest economic growth at home and abroad is expected to limit growth in consumer demand both this year and in 2013," said Cameron Muir, BCR ...
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Is Now The Time To Refinance?
Why are mortgage rates so low, and is now the time to refinance?
In January, Bank of Montreal introduced a 5-year fixed rate mortgage at 2.99%, which was the lowest advertised 5-year fixed rate from any major bank in Canadian history. Immediately, t ...
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Who Else Is Suffering From Christmas Debt Hangover?
Who Else Is Suffering From Christmas Debt Hangover?
The downside of last month's festivity and generosity is this month's credit card bills. You may suddenly be looking at some huge balances with no idea how to pay them off. And what's w ...
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New Year's Resolutions you may not want to keep!
New Year's Resolutions you may not want to keep!
If you're already struggling with the resolutions you made, take a break and enjoy some of the wacky resolutions other people make.
I will procrastinate more. Starting tomor ...
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Top 7 Reasons why lenders decline financing
Top 7 reasons why lenders decline deals
Not all lenders are created equal, says lending advisor Dalia Barsoum, although, as she explains, there are several common reasons why you may be declined for financing.You found the investment opportunity you have been looking for. Your offer has now been accepted and you are eager to waive the fi ...
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Three new appointments at TMG
In keeping with TMG The Mortgage Group's philosophy of promoting from within, we are pleased to announce the promotions for the following regional leaders effective January 1, 2012:
Bud Jorgenson, Vice-President, Prairie Region; Gord Appel, Vice-President, Alberta Region;Gerald Krahn, Vice-President, Ontario Region.
Not only ...
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